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Thursday, March 23, 2017

How to Manage Your Monkey Budgeting Outgo

You will need to look at your financial
forensic evidence to determine your outgo.
Outgo is any money that you pay out. Whether it be daily, weekly,
monthly, quarterly, semi-yearly, yearly or just a once in a lifetime thing, you
have to figure it into your budget.

You must figure it in so that you can
plan on when you have to pay it again.
If the expenditure is truly a once in a lifetime payment, then you will
not need to include it in a budget for the future.

You have two types of expenditures:
fixed and variable.

Fixed expenses are things that do not
NORMALLY vary from month to month, such as mortgage or rent payments, car
payments, insurance, etc.

Variable expenses are those bills that
vary somewhat.  You may be able to exercise
some control over your variable expenses.

Some examples of variable expenses
would be utilities such as gas and electric, groceries, entertainment,
vacations, etc. 

To help you budget a little better, you
may wish to look into equal payment plans with your utilities.  Some utility companies will set up a plan of
equal payments based on your last year’s utility bills.
If using an equal payment plan, pay
attention to your actual usage each month.
In the present year, you may be using more than you did in the previous
year.  If that is the case, you will have
a large bill to settle at the end of the year.

For now, we are going to focus on
budgeting for these variable expenses, but later we will discuss ways of
bringing those expenses under some type of control.
Gather together all your bills
and let us get started. 

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  1. Sounds like a great plan, but first I need to make some money to budget. :)

    1. You are absolutely right. Our post for 27 April, entitled Raise the Bridge, will help you with that. If you like, Suzanne can email that to you before that time.


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