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Friday, May 26, 2017

Friendly Fill Ins 26 May 2017

This is a fun meme co-hosted by McGuffy's Reader and 15 and Meowing. Be sure to visit and join in the fun!
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Here are the fill-ins:

1. My idea of roughing it is fairly extreme.
Back in the day, my family loved to camp.  We were a scouting family.  My father was a boy scout troop leader and my mom was a girl scout troop leader. During the summers, you could find us loading up a trailer that was shaped like a dog house with tents, sleeping bags, Coleman stove, and other fun stuff.  

When we bought McClendon Manor, it was a nightmare.  There was no running water and it had that old type of electricity with the wires exposed.  We had to rough it for months with hauling water and very little power.

Suzanne and I have had our housing experiences, too.  From no hot water to no air conditioning.  Having to wash clothes by hand for a long time.  We have come through a lot.


2. I never get sick of talking about anything.

I could talk the horns off a billy goat,  I can talk about just about anything.  It does not matter that I might not know what I am talking about.  It is difficult for me to keep a short story short.  

I am getting better.  I try to keep the videos short and to the point.  Maybe I will get there some day.

3. My youth was a long time ago.

My youth was a long time ago and yet, sometimes I feel like I am still in it.  Yes, I see that many of my friends have passed away.  But, I still feel, and sometimes act, like I am in junior high school.

It is fun to tell stories from my youth, like reforming a drunk.  


4. My “golden years” are a concern.

They do concern me.  But I have to put that all in God’s hands.  We have no nest egg to fall back on.  We don’t even make the month now.  Sometimes we sell a few books on Amazon and make a dollar or two.  And one day soon we will have enough YouTube ad play to get a pay out.  

I hope and pray that Suzanne and I will live out our golden years together sitting side by side like we do now.  She has been enjoying watching the birds and squirrels and I enjoy sitting, reading, and talking to her while she does it.

By the way folks, let’s help each other out.  If you know you want to buy something from Amazon and you have seen it on a fellow blogger’s blog, why not go to their blog and follow the links?  It won’t cost you any more and they get a small commission.

Also, whenever you watch anyone’s YouTube channel, please turn off your adblocker and let the ads play.  These small commissions add up and the people who made the video will be happy you did.

Have a great weekend folks.  BTW, for those of you thinking about your finances in their golden years, and we all should, you may want to find great books like Master Your Cash Flow to help you learn where to put your investments.  Always consult a financial professional before investing.


If you would like for me to pray for you, please drop me an e-mail by clicking prayer.


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Other posts you will love:




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I respond to all approved comments on this blog, ideally within 24 hours.  Please check back here for a response to your comment.  Thank you!


Please be advised that all the information in this course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.   Always consult a professional before you act on any of the information you find in this course. 


Do you have a frugal recipe?  Please e-mail it to me.

Help us reach 1,000 YouTube subscribers. Please watch some of our videos. If you like them, please subscribe. Also, please share our YouTube information with your friends.  We thank you so much for all your help. 


Disclaimer: The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.

 Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.
Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction. Thank you for your support!

Thursday, May 25, 2017

Redneck MBA: Guest Post: 4 Critical Lessons That Every Aspiring Entrepreneur Needs To Learn

The following is a guest post.  This post does not necessarily reflect the views of Suzanne and David E. McClendon, Sr. or Manian Debil Productions.


4 Critical Lessons That Every
Aspiring Entrepreneur Needs To Learn

American culture loves to celebrate the entrepreneurial breed – those daring men and women willing to take calculated risks to create new enterprises that will grab the nation’s imagination along with its pocketbooks.

Those who reach the pinnacle of entrepreneurial excellence – such as Bill Gates or Jeff Bezos – are viewed with a mixture of awe and envy
.
But what separates those who experience wild success from those left picking up the pieces of a failed enterprise?

Part of it comes down to good old work ethic, says Bill Green, founder and CEO of The Crestar Group of Companies and author of “ALL IN: 101 Real Life BusinessLessons for Aspiring Entrepreneurs” (www.bgreenauthor.com).

“If you don’t want to work harder than everyone and you don’t have your passion, you shouldn’t be an entrepreneur,” Green says.

But that’s far from the whole story, says Green, whose own route to success began in a flea market. There are plenty of other lessons that budding entrepreneurs need to learn. Just a few include:

• Become a tactical and strategic CEO. Tactical leadership is doing things right.  Strategic leadership is doing the right things. “You probably are doing a lot of things right tactically to get your startup off the ground,” Green says. “But now it’s time to think about your long-term strategy.” The greatest CEOs are visionaries, always plotting their company’s next big move, he says. “If you see a way to improve your business, you’d better have the vision and the guts to pull the trigger,” Green says, “even if the naysayers say it can’t be done.

• Let your employees complete you. “Most of us can’t do it all or know everything, so it’s important to hire a team that can compensate for your shortcomings,” Green says. The best way to do that, he says, is to think like an NBA owner who builds a championship team by drafting a well-balanced roster of players whose abilities complement each other. 

• Good customers complain, bad customers go away. No one enjoys hearing complaints, but those angry customers should be viewed as a gift, Green says. They care about your product or service and they want you to fix whatever problem they’re experiencing so they can continue to have that product or service. Many unhappy customers just walk away never to return, so you don’t know why you lost their business.

• The best deals are the ones you don’t make. There are good business deals out there, but there are many more bad deals, Green says. It’s important that any deal you make is the right one for your company, and not something you do just because making a new acquisition or introducing a new product is exciting. People will always try to seduce you with the “next great deal,” but stay focused on what’s best for your business. “Don’t let anyone influence you into making a deal you don’t want to make,” he says.

Ultimately, though, entrepreneurial success comes down to your own passion and tenacity
.
“It doesn’t cost anything not to believe in something,” Green says. “It costs everything to believe in an idea so much that you’re willing to spend your life doing it and doing it until it becomes a reality. That’s guts. That’s passion. That’s the resolve you need to succeed.”

About Bill Green

Bill Green, founder and CEO of The Crestar Group of Companies, is author of
ALL IN:101 Real Life Business Lessons for Aspiring Entrepreneurs” (www.bgreenauthor.com). 

Crestar is comprised of private equity, specialty finance, and real estate businesses.

Green is also the CEO of LendingOne, which was founded in 2014 and provides real estate bridge and rental loans to non-owner occupied real estate investment properties.

Prior to forming Crestar, he was with Interline Brands, founding the company in 1977. For 25 years he led Interline as its CEO from a small retail outlet to one of the largest industrial distribution companies in the country. Today, Interline Brands is owned by The Home Depot.




If you would like for me to pray for you, please drop me an e-mail by clicking prayer.


Please Visit My Child Bride Suzanne's Blog





I respond to all approved comments on this blog, ideally within 24 hours.  Please check back here for a response to your comment.  Thank you!

Please be advised that all the information in this course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.  Always consult a professional before you act on any of the information you find in this course. 


Do you have a frugal recipe?  Please e-mail it to me.

Help us reach 1,000 YouTube subscribers. Please watch some of our videos. If you like them, please subscribe. Also, please share our YouTube information with your friends.  We thank you so much for all your help. 

Disclaimer: The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.

 Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction. Thank you for your support!

How To Manage Your Monkey Errands

Another way of making a little money on the side is to run errands for people 

Believe it or not, there are some people out there who have more money than they have time.  

Around here we have very little of either.

However, there are very busy people out there who just don’t have the time to take care of certain chores.

You may find a local work-at-home person who has a lot of work that needs someone to run to the office supply store to pick up ink or paper.

You may find a local mom-and-pop business where there just isn’t enough time in the day for mom or pop to take off and mail packages.


Busy families may need someone to drive Junior to his baseball game or little Junette to her scout meeting.

There are countless tasks that busy people need to have done, but they don’t have time to do them.

In some places, people have started a complete business just
by picking up takeout orders from local restaurants that don’t deliver and
taking them to people who don’t have time to get out and pick up the order
themselves.

Often these people will have a discount deal worked out with a handful of local restaurants.  The restaurant will provide a streamlined menu to the delivery service.  This streamlined menu will contain only their high margin meals.  The delivery service
will pick up the meal and take it to their customer who will pay the retail cost of the meal as well as a delivery charge.

There are many things that one can do.  When my father, Robert Bruce McClendon, Jr.,
was in college, he would pick up clothes to be cleaned from boys who wanted to
have their clothes dry cleaned, but did not want the hassle of taking them to
the cleaners.

My father had worked out a discount with the local dry cleaner.  The dry cleaner would make out a bill for the full amount of cleaning.


My father would pay the discounted amount and take the clothes back to
the boys.

They would pay full retail price for the cleaning along with a service fee.

You may be able to come up with several ideas based on this.

If you would like for me to pray for you, please drop me an e-mail by clicking prayer.










Please Visit My Child Bride Suzanne's Blog










I respond to all approved comments on this blog, ideally within 24 hours.  Please check back here for a response to your comment.  Thank you!



Please be advised that all the information in this course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.





Always consult a professional before you act on any of the information you find in this course.  


Do you have a frugal recipe?  Please e-mail it to me.




Help us reach 1,000 YouTube subscribers. Please watch some of our videos. If you like them, please subscribe. Also, please share our YouTube information with your friends.  We thank you so much for all your help. 


Disclaimer

The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.




Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions.




There is no one right answer to any business question that will cover all circumstances.



The World of Molly Grace Chapter 7

Chapter 7 Molly Grace Returns


It was decided that Molly Grace should be looked over to determine her physical and
mental well-being. She was taken to a clinic in a town just outside of Houston. The doctors there determined that she was doing well and could return home. 

When she arrived, she asked Patsy what had become of the sick puppy. Patsy did not know.


Patsy asked Marlene if she could find out what had happened to the puppy. Marlene did a little checking and, shortly, Tim Hunnicutt arrived with a car to take Molly Grace and Patsy to see the puppy.



They drove to Doc Jones’ house. Molly Grace had a bad feeling about being there. Someone, no one knows who, had fixed the door. Someone had also been taking care of the puppy. Molly Grace walked into the house and saw Lucky, Iron Mike, and Judge Walker sitting around the kitchen table. She heard a small bark in box in the corner of an adjacent room. 

She looked into the box and saw a very happy, healthy and playful puppy. Iron Mike asked her what she was going to name the puppy. She said that she thought that she should name him “Doc” because Doc had tried to take care of the puppy. 

Doc had also risked his life to protect her from Robert. As she was leaning over the box playing with Doc, she felt a hand on her shoulder. She turned and looked up into the sparking eyes of the real Doc. He still had some recovering to do, but he would eventually be fine.  Molly Grace gave Doc a hug and they sat down at the kitchen table for some cookies and milk and a lot of catching up.

Wednesday, May 24, 2017

How to Manage Your Monkey Guest Post: 4 Ways to Escape the Rental Trap

The following is a guest post.  This post does not necessarily reflect the views of Suzanne and David E. McClendon, Sr. or Manian Debil Productions.


4 Ways to Escape the Rental Trap
New Home Buyers Have More Options Than They Realize

After living as renters for the first seven years of their marriage, Geoff and Kristi decided it was time to purchase their first house
.
They decided to pass on making a purchase earlier in their lives for reasons ranging from unstable job security to high mortgage rates. Whether justified or not, Geoff and Kristi kept making excuses for not pulling the trigger on a new-home purchase. They had no idea of the opportunity they were missing to start building their personal wealth through home ownership.

As time moved on and their family grew, they knew they finally needed to make that move to build some equity and have something to show for the money they were dishing out just to keep a roof over their heads.

“A lot of people have been misinformed, resulting in becoming content to live as renters,” says Joe Puthur, President of Mortgage Coach (www.mortgagecoach.com). “Families have been missing out on opportunities because of lack of knowledge. With today’s mortgage options, people can achieve affordable home ownership wherever they want to live.”

Puthur offers first-time home owners the following insight to help find the right mortgage:


·  The best mortgage option is not always about rate. Many loans come with advantages such as working in the cost of planned renovations – like adding a bathroom or modernizing a kitchen – into your loan. When shopping for a loan, do not just look at the rate as the bottom line; find out what types of perks different loans offer.


·  Your occupation might get you a better mortgage. Lenders have programs with discounted closing rates available for teachers, doctors, firefighters, police officers and those who are self-employed. Make sure you ask your lender if there are programs like this available for your profession.


·  Veterans: Make the most of government incentives. VA loans are available to veterans of the U.S. military, current service members or former military spouses who are not remarried. The advantages of a VA loan when compared to traditional loans include: No down-payment for qualified buyers, easier qualification process, better interest rates and no requirements to purchase Private Mortgage Insurance. A VA loan isn’t controlled by Veteran’s Affairs, only guaranteed by the VA, meaning those qualified for the loans have a number of options when it comes to lending institutions. Every veteran can and should own a home.


·  Consider your home as the most important investment you’ll ever make.  Every month that you make a mortgage payment you are building equity, which is the portion of the property that you actually own, versus what you still owe. As time goes on, your equity goes up and you can leverage the value to provide college funding, access financial support for unexpected emergencies, or even to purchase an investment property. Your equity also provides retirement security. And as a long-term investment, homes generally appreciate in value, providing a profit when you decide to sell.

A mortgage is not a typical loan, it is a financial instrument enabling wealth creation and access to affordable home ownership. Interest rates on a quality mortgage continue to be below 5% regardless of program. Considering this time in 1997 rates were often over 9%,  this is one of the most favorable times in history to buy a home, an opportunity no one should miss.

“It is not complicated to escape the rental trap, own the perfect home and start building equity toward a better future,” Puthur says. “Homebuyers just need a trusted mortgage professional who can help them make an effective, informed and confident decision. After all, the perfect home is not only where they will make memories, it is a key contributor for growing their family’s wealth and financial security over time.”  

About Joe Puthur
Mortgage Coach President Joe Puthur has been a technology leader throughout the last 15
years. His mortgage industry designs have always pushed the envelope and now he is helping the industry embrace the mobile revolution through Mortgage Coach (www.mortgagecoach.com). 

Puthur was the founder and former CEO of Lasso Technologies, a start-up that pioneered bringing Loan Origination Software online. In 2005, Ellie Mae acquired Lasso Technologies to create Encompass Anywhere, the largest SaaS offered LOS. Puthur has been selected multiple times among the “40 Most Influential Leaders in the Mortgage Industry Under 40” by Mortgage Professional magazine.




If you would like for me to pray for you, please drop me an e-mail by clicking prayer.


Please Visit My Child Bride Suzanne's Blog



 respond to all approved comments on this blog, ideally within 24 hours.  Please check back here for a response to your comment.  Thank you!

Please be advised that all the information in this course is provided to educate, enlighten, and broaden your views in life.  The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.  Always consult a professional before you act on any of the information you find in this course. 

Do you have a frugal recipe?  Please e-mail it to me.

Help us reach 1,000 YouTube subscribers. Please watch some of our videos. If you like them, please subscribe. Also, please share our YouTube information with your friends.  We thank you so much for all your help. 

Disclaimer: The opinions or advice listed in this blog or website should be used as a place to start only. It is not a substitute for the use of a professional.

 Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.

Notice: This post contains affiliate links. If you click a link and make a purchase, we may financially benefit from your transaction. Thank you for your support!